Introduction
A Lower contract asks whether the index will finish below a barrier you choose at expiry. It is the downward counterpart to Higher and lets you target a specific price level rather than comparing to your entry.
What you are predicting
You set a barrier when opening the trade. Settlement compares the exit price to that barrier only. You win if the market finishes below the level you picked.
Win condition
Exit price < barrier when the contract expires.
Loss condition
Exit price is equal to or above the barrier. Full stake is lost.
What to set on the order form
- Stake — $1 to $10,000
- Duration — 1 to 60 seconds
- Barrier — exit must finish below this level
Winning Lower trade
Barrier: 1,200.00
Exit price: 1,195.30
Result: Win — exit is below 1,200.00.
Losing Lower trade
Barrier: 1,200.00
Exit price: 1,205.75
Result: Loss — exit finished above the barrier.
Barrier below current price
Current price: 1,250.50
Barrier: 1,220.00
You need the index to fall to 1,219.99 or lower by expiry. Setting the barrier far below spot requires a larger drop in your time window.
Choosing a barrier
A barrier just below the current quote is easier to achieve for Lower than one far below. Consider how much movement is realistic in your chosen duration when placing the barrier.
Lower settles only at expiry — temporary moves below your barrier do not win the contract unless price stays there through settlement.
Frequently asked questions
What if price dips below the barrier then recovers?
Is Lower the same as Fall?
Can the barrier be above the current price?
Related guides
4 MINHigher
Higher barrier contracts — predict the index finishes above a barrier you choose.
4 MINFall
Fall contracts — predict that the exit price finishes below your entry at expiry.
4 MINNo Touch
No Touch contracts — win if price never reaches your barrier before expiry.